Mortgage Strategy
19 December 2011
-
60 seconds with...Phil Cliff
19 December 2011
Director of retail assets, Abbey for intermediaries
-
Abbey's return will hot up competition in sector
19 December 2011
Abbey for Intermediaries’ long-anticipated re-entry into buy-to-let has been welcomed by the sector.
-
B2L could provide sustenance in 2012
19 December 2011
Amid the economic gloom, there is one chink of light for brokers in the shape of buy-to-let.
-
Caption Competition
19 December 2011
-
Caption Competition: Last Week's Winner
19 December 2011
“In the synchronised dance competition, conjoined twins Natalie and Tessa had a distinct advantage over their competitors.”Richard Cleves, Mortgage product executive
-
Compliance will land the industry with a £170m bill
19 December 2011
The mortgage industry could be left with an annual bill of up to £170m to comply with the Mortgage Market Review and a one-off cost of up to £65m.
-
Co-operative in frame to acquire Lloyds branches
19 December 2011
Lloyds Banking Group has revealed it is in talks with The Co-operative Bank over the sale of its 630 retail branches.
-
Debt concerns force CML to slash forecasts
19 December 2011
The Council of Mortgage Lenders has cut its lending forecast for 2012 by £17bn.
-
Feel free to indulge but be responsible
19 December 2011
It’s the time of year when normal rules don’t apply. During the next couple of weeks many of us are likely to be having a drink, gorging on chocolate and maybe indulging in a festive cigar, and why not?
-
FSA U-turn on failed cases is frustrating for everyone
19 December 2011
-
How The West Went Bust
19 December 2011
BBC Business editor Robert Peston’s latest television show on the state of global economy is so depressing it should come with a health warning.
-
Implementation will mean an 11% drop in house prices in 10 years
19 December 2011
House prices will be 11% lower by 2022 because of the Mortgage Market Review, the Financial Services Authority estimates.
-
Inflation likely to fall to 3% by March, says MPC's Spencer Dale
19 December 2011
Spencer Dale, chief economist at the Bank of England and member of the Monetary Policy Committee, has predicted that inflation will fall to around 3% by March 2012.
-
Keeping hackers out of your IT systems
19 December 2011
When you think of hackers or cyber terrorists you probably imagine sophisticated criminal networks operating at the cutting edge of technology but the reality is more mundane.
-
Leading Scottish surveyor firm ceases trading
18 Jan 2012
One of Scotland’s biggest firms of surveyors has ceased trading after directors took the decision to place the company into liquidation.
-
Let's enter the new year on upbeat note
19 December 2011
So that was the year that was. For some, 2011 was forgetful in terms of business volumes, for others it was when the market seemed to turn a corner. And for a few it was a case of business as usual.
-
Look forward to another interesting year
19 December 2011
It has been an interesting year. Looking at some of the forecasts for 2011 published in Mortgage Strategy this time last year, they varied wildly.
-
Making cover more affordable for clients
19 December 2011
Critical illness cover can seem expensive, especially when many people are already struggling with their day-to-day expenditure.
-
Marketwatch
19 December 2011
Swaps had a mixed week, with shorter-term money increasing and longer-term swaps dropping.
-
MS Leader: The FSA gives and takes
19 December 2011
-
No action against top management for RBS failures
19 December 2011
The Financial Services Authority claims there is insufficient evidence to bring enforcement action against any of the Royal Bank of Scotland’s senior management team over the near-collapse of the bank.
-
Non-advised business ban will be boost for brokers
19 December 2011
The Financial Services Authority is proposing a ban on all non-advised sales, meaning lenders’ telephone and branch based sales staff will have to gain a CeMAP qualification.
-
Rare breed of deals being spotted again
19 December 2011
We are seeing more lenders offering longer-term deals again. Long-term loans with lower LTVs used to be a fairly common sight, but they have recently gained lesser-spotted status as numbers dwindled.
-
Rules offer carrot for direct-only sales route
19 December 2011
Lenders and borrowers will be incentivised to use direct-only channels and ditch brokers after the Mortgage Market Review, the Financial Services Authority predicts.
-
Self-employed sector can get its needs met
19 December 2011
As the global economy continues to throw up challenges, we may see more people start to work for themselves.
-
Shapps and the beanstalk
19 December 2011
Mortgage Strategy’s Christmas story for 2011 is an everyday tale of a minister’s efforts to solve the housing crisis
-
Sharp rise in home losses predicted as unemployment takes hold in 2012
19 December 2011
Rising unemployment and the continued squeeze on household finances will cause a spike in repossessions next year, according to the Council of Mortgage Lenders.
-
Speculative bridging loans will be banned
19 December 2011
The Financial Services Authority is to ban speculative bridging loans and those with a term of more than 12 months in a radical overhaul of the market.
-
The Mortgage Mole
19 December 2011
-
Top of the League - December
19 December 2011
This month’s winner is Bobby Sherlock, mortgage adviser of Stan Sherlock Associates
-
Week in numbers
19 December 2011
36% - The proportion of first-time buyers who bought without assistance from friends or family in Q3 2011, shows data from the Council of Mortgage Lenders.
-
Why buy-to-let sector will prove attractive
19 December 2011
Santander’s confirmation that it is to re-enter the buy-to-let market is good news for brokers and short-term lenders.
