Mortgage Strategy
18 October 2010
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60 Seconds with...Gareth Lewis
18 October 2010
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Abbey hires Fordham for service sales
18 October 2010
Abbey for Intermediaries has appointed Brad Fordham as head of sales responsible for telephony and service, replacing Sue Carvell who left in September.
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All for one and one for all regulations
18 October 2010
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
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Banks call for judicial PPI review
18 October 2010
Banks have rebelled against the Financial Services Authority’s Payment Protection Insurance compensation guidelines and have put complaints on hold until a forthcoming judicial review.
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Banks must help small businesses
18 October 2010
CLIVE DICKMAN, HEAD OF BUSINESS DEVELOPMENT, BPL SOLICITORS
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Better spread of jobs would help to stabilise prices
18 October 2010
After the story ’Shapps calls for house price stability’, (Mortgage Strategy Online), a comment was posted suggesting more land should be released in south-east England.
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Brokers are nervous as lenders bypass the sector with direct deals
18 October 2010
More than half of mortgage brokers believe that lenders are trying to bypass the sector and offer deals direct, the Intermediary Mortgage Index from Platform shows.
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Brokers not getting fair treatment from banks and insurers
18 October 2010
I read with interest the article ’Lenders ditch brokers for simple application errors’ (Mortgage Strategy October 4).
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
18 October 2010
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Cooling-off plan would be death of bridging finance
18 October 2010
EC’s review of mortgage credit markets threatens to cause further regulatory confusion for UK lenders
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Co-op introduces 100% shared deal
18 October 2010
The Co-operative Bank has launched a 75% LTV shared-ownership mortgage, allowing first-time buyers to borrow the remaining 25% from a housing association.
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Debt management companies: more balance is needed
18 October 2010
In response to the article ’129 firms warned to shape up or lose their licence’ (Mortgage Strategy October 4) and to John Fairhurst of Payplan’s comments in the same issue, it may be useful to add some balance to the headlines. First, although it is hard to put a figure on the number of debt management companies in the UK, we do know there are over 3,000 firms that have commercial debt counselling within their Consumer Credit Act licence permissions. So, 129 firms have received ...
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Director departs Which Network
18 October 2010
Paul Day has left the Which Network following a buyout offer from fellow director Gary Watts.
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Director of AIFA and AMI faces Treasury inquiry
18 October 2010
Robert Sinclair, director of the Association of Mortgage Intermediaries, is to appear before the Treasury Select Committee this Tuesday as part of its inquiry into the financial regulatory system.
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EU mortgage plans sound reasonable
18 October 2010
GARY WATTS, DIRECTOR, WHICH NETWORKS
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Europe is behaving like the recession hasn't happened
18 October 2010
In response to your story ’French mortgages cheaper than UK deals’, (Mortgage Strategy Online), the issue is not that UK mortgages are too expensive, it is that French mortgages, or rather pricing for mortgages in Europe, is too cheap. The UK has faced up to its issues and is now pricing in accordance with risk, capital and liquidity issues, but most of Europe is still behaving as if the last three years haven’t happened.
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Falling house prices spell big problems
18 October 2010
GEMMA HARLE, MANAGING DIRECTOR, TENETLIME
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Foreclosure-gate grips the nation
18 October 2010
What’s going on across the pond
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Forging ahead
18 October 2010
Since the merger of Sesame and Bankhall, PMS managing director John Cupis has increased its market share and adviser base. He talks about the hurdles he faces, future plans for the group and lenders’ support for higher LTV lending
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French lenders may not be pricing in longer-term costs
18 October 2010
Having read that the average French mortgage rate fell to 3.30% in September (Mortgage Strategy Online), lenders there are pricing more cheaply probably because they are not pricing properly. This is exactly what the UK mortgage market was doing pre-2008, hence why things are in a mess now.
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FSA bans three fraudulent brokers
18 October 2010
Three mortgage brokers have been banned by the Financial Services Authority for mortgage fraud, with two receiving fines of £414,683.
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HSBC visibility soars with paid ad increases
18 October 2010
HSBC has increased its mortgage online advertising by 35% since April to make it the second most visible mortgage website in terms of paid advertising.
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Inheritance 'not a valid vehicle' to repay mortgage
18 October 2010
Much has been said about Lloyds Banking Group’s stance on interest-only, but comments like the one in ’Your Shout’ (Mortgage Strategy October 11) does not put brokers in a good light.
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LAST WEEK'S WINNER
18 October 2010
“Russell looked less than impressed with Katy’s new makeover”ANDREW PARKINSONAMAS INDEPENDENT FINANCIAL ADVISERS
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Launch of lender venture draws nearer as funding deal advances
18 October 2010
ROBERT OWEN: IN TALKS WITH FUNDERS
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Leader: Mao would have been proud
18 October 2010
This Wednesday is D-Day for the UK economy with the announcement of the Spending Review.
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Lenders need a full insight into risks
18 October 2010
RICHARD SEXTON, DIRECTOR OF BUSINESS DEVELOPMENT, E.SURV
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LSL closer to signing Pink Home Loans deal
18 October 2010
LSL Property Services is expected to announce the purchase of Pink Home Loans this week.
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Marketwatch
18 October 2010
Despite the ongoing gloomy housing outlook, Barclays is going great guns in the mortgage lending stakes. But it is not a clear road ahead for new wannabes, with the FSA approval moving slowly
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Media Spotlight: The Business Playground
18 October 2010
By Dave Stewart and Mark Simmons
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More due diligent processes will help to keep mortgage fraud under control
18 October 2010
Star letter
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Mortgage Brain in final talks over TrigoldCrystal
18 October 2010
MARK LOFTHOUSE: NO COMMENT ON SPECULATION
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Mortgage salary fraud initiative set to launch
18 October 2010
Mortgage lenders will be able to verify the income claimed in a suspected fraudulent mortgage application by the end of the year, HM Revenue &Customs has confirmed.
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Net mortgage lending rises to £1.7bn in August
21 Oct 2010
Net mortgage lending increased to £1.7bn in August, compared to none in July, the Bank of England’s Trends in Lending report shows.
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No need to panic before we know full story on cuts
18 October 2010
As the government’s Spending Review looms, it is important not to over-react to September’s 3.6% fall in house prices
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Nominations are unveiled for the best performers
18 October 2010
The shortlist for October’s Top of The League, in association with Woolwich Mortgages from Barclays, have been unveiled. The player of the month nominations are Harry Bowman of Portethen Independent Financial Services, Nick Konkol of Scottsdale Consulting, Neil Stephens of Welbeck Group, Nick Trenter of Trenter Bacon and John Ryan of Ryans Financial Services.
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Save or spend: hard choices are needed
18 October 2010
IAIN MALLON, DIRECTOR OF PROTECTION MARKETING, AXA PROTECTION ACCOUNT, FRIENDS PROVIDENT
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The Mortgage Mole
18 October 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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Uncertainty remains over property prices
18 October 2010
MICHAEL COOGAN: WE EXPECT A MUTED
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Week in NUMBERS
18 October 2010
31% - percentage of new borrowers who opted for a fixed rate mortgage in August, according to the Council of Mortgage Lenders. This is still below last year’s figures, when 80% of new borrowers opted for a fixed rate in July 2009.
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Working together, we can win through
18 October 2010
ROGER MORRIS, SALES AND MARKETING DIRECTOR, AFFIRMATIVE FINANCE










