Mortgage Strategy
17 May 2010
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Be prepared for job cut consequences
17 May 2010
PAUL HUNT, MANAGING DIRECTOR, PHOEBUS SOFTWARE
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£1.5M backing for leads firm with inhouse brokers
17 May 2010
Octopus Ventures has invested £1.52m in Money Workout, an online lead generation firm with an in-house brokerage.
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2,600 jobs to be axed at RBS in the next year
17 May 2010
The Royal Bank of Scotland has announced plans to cut 2,600 jobs in the UK in the next year, with 2,000 of these being in its insurance arm.
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60 seconds with...Claire Barker
17 May 2010
CHAIRMAN, EQUITY RELEASE SOLICITORS’ ALLIANCE
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Aldermore unveils its residential mortgages
17 May 2010
Aldermore is expected to launch into the residential mortgage mar-ket in a few weeks, after it revealed details of its product range last week.
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At last, the FSA is getting involved in the transfer of ARs
17 May 2010
I have just read that the Financial Services Authority is preventing 23 appointed representatives from being re-authorised under the First Complete banner (Mortgage Strategy Online).
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Bad time to gamble on staying healthy
17 May 2010
ROGER EDWARDS, PROPOSITION DIRECTOR, BRIGHT GREY AND SCOTTISH PROVIDENT
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Base rate frozen amid uncertainty
17 May 2010
The Bank of England’s base rate decision was overshadowed by uncertainty over the new government.
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BM Solutions and TMW took 80% of the B2L lending market in 2009
17 May 2010
Just two lenders accounted for 80% of buy-to-let lending last year, research from Datamonitor shows.
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
17 May 2010
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Chinese learn from Western mistakes
17 May 2010
Worries that the Chinese property boom could be about to go pop are mitigated by the fact the government there is placing what seem to be sensible limits on mortgages and investment
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Complaints increased in second half of 2009
17 May 2010
The number of complaints against mortgage firms rose in the second half of 2009, with complaints relating to arrears handling jumping by more than 10,000 compared with the first half of the year.
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Countrywide applications dropped in April, wiping out March advance
17 May 2010
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Damp squib
17 May 2010
The general election campaign whipped up excitement across the country but in the end we were left without a winner, pondering a coalition future
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Doctors' cover can be good for brokers
17 May 2010
ED STUART-BROWN, HEAD OF PROTECTION SALES, FRIENDS PROVIDENT
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Dump HIPs now, urge estate agents
17 May 2010
Estate agents have urged the new government to act quickly on its plan to scrap Home Information Packs.
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Dumping HIPs now will put a lot of folk like me out of work
17 May 2010
I am writing with regard to the government’s plan to scrap HIPs.
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Evaluate to be plucked out of administration
17 May 2010
Evaluate Technologies is to be pulled out of administration and the assets transferred to another company, Mortgage Strategy understands.
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Explaining the importance of repaying loans
17 May 2010
Brokers must play a part in ensuring borrowers know their responsibilities with regard to interest-only deals
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FSA blocks transfer of 23 HoC ARs
17 May 2010
The Financial Services Authority is preventing 23 Home of Choice app-ointed representatives from reauthorising under the First Complete banner.
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Funding gap could restrict lending for five years
17 May 2010
Mortgage lending could remain subdued for up to five years as lenders grapple with a £300bn funding gap, a Council of Mortgage Lenders adviser has warned.
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Get net-savvy and widen your appeal in difficult times
17 May 2010
The web is an important tool for brokers to use in their attempt to broaden their range of business activities
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Get up-to-speed on housing initiatives
17 May 2010
GRAHAM FELSTEAD, HEAD OF INTERMEDIARY CHANNEL, ROYAL BANK OF SCOTLAND
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Help consumers by promoting the benefits of advice
17 May 2010
The broker industry must get behind the campaign to define advice so clients can clearly see its advantages
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How to stop arrears getting out of hand
17 May 2010
JOHN FAIRHURST, MANAGING DIRECTOR, PAYPLAN
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Interest-only jitters as Lloyds tightens policy
17 May 2010
Lloyds Banking Group’s decision to revise the terms of its interest-only deals has sparked concern about the future of interest-only mortgages.
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Interest-only rules will exclude many quality borrowers
17 May 2010
So Lloyds Banking Group is no longer offering borrowers an interest-only repayment method if they are borrowing more than £500,000. (Mortgage Strategy Online).
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IT can show the way through the legislative maze
17 May 2010
Balancing legislative constraints against the need to maintain lending will test banks’ technology systems
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LAST WEEK’S WINNER
17 May 2010
“Gordon Brown had an army of lookalikes to take on the nation’s bigots.”STUART HOUGHTONJP MORGAN
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Leader: Solving our own problems
17 May 2010
After almost a week of ’will they won’t they’ the Conservatives and Liberal Democrats finally bit the bullet and joined hands in what has been dubbed an arranged marriage.
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Lender service has not improved in 34 years as an adviser
17 May 2010
I feel compelled to vent my spleen with what I’m sure is a like-minded audience on the familiar subject of lender service.
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Little shelter from this perfect storm
17 May 2010
JAMES WATSON, SALES AND MARKETING DIRECTOR , PAYMENTSHIELD
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Marketwatch
17 May 2010
Call me controversial but I’m not sorry the FSA has escaped the axe and I also have some sympathy with what Grenville Turner said about brokers’ power - he was misunderstood
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Media Spotlight: How To Grow Your Business
17 May 2010
By Alex Blyth
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Nationwide cuts product rates by 0.3% on average
17 May 2010
Nationwide Building Society has cut rates on some fixed and tracker deals by as much as 0.6%, with an average cut of 0.3%.
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Network directors deserve credit for preserving our jobs
17 May 2010
Having read with interest the comments made on Mortgage Strategy Online in the past few weeks regarding Home of Choice I think it’s time to applaud the directors.
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New government, new marketplace
17 May 2010
BOB HUNT, CHIEF EXECUTIVE, PARADIGM MORTGAGE SERVICES
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Offer more to your commercial clients
17 May 2010
STEPHEN JOHNSON, SALES AND MARKETING DIRECTOR, COMMERCIAL FIRST
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Offset deal by Mansfield at base rate plus 2.7%
17 May 2010
Mansfield Building Society has introduced an offset mortgage at Bank of England base rate plus 2.7% for the term of the deal. It is available up to 75% LTV and has a £999 arrangement fee.
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Platform boosts top team to grow broker business
17 May 2010
Platform has made two key appointments to its senior management team as it looks to grow its broker business.
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Platform takes on two-year market with four-year fix
17 May 2010
LEE GLADWELL, CLIENTS CAN SAVE ON FEES
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PMS launches two-year deals starting at 3.45%
17 May 2010
PMS is launching two discounted rate deals through Hinckley & Rugby Building Society. The first is a two-year deal at 3.45% at up to 80% LTV and the second is a two-year deal at 3.95% at up to 85% LTV.
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Post Office 90% LTV mortgages get cool reception from brokers
17 May 2010
THE POST OFFICE: CUTS RATES FOR FIFTH TIME THIS YEAR
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Recognise the role of female advisers
17 May 2010
ADAM TYLER, CHIEF EXECUTIVE, NACFB
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Repossessions fell in Q1 but CML holds fire on reducing its forecast
17 May 2010
The Council of Mortgage Lenders saw a fall in repossessions in Q1 2010, but says it is still cautious about lowering its forecast for the year.The trade body estimates there will be 53,000 repossessions in 2010, the highest number for 15 years.
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Seeing BoI pretend to be the Post Office makes me feel sick
17 May 2010
Regarding your story that the Post Office is launching a new range of mortgages (Mortgage Strategy Online), every time I see Bank of Ireland pretending to be the Post Office I feel rather sick.
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Shaken consumers keep faith with independent advice
17 May 2010
The banking crisis has damaged borrowers’ confidence in their ability to get the right mortgage but they still have faith in independent financial advice, research carried out on behalf of Kensington shows.
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Stop moaning and focus on the market positives
17 May 2010
STAR LETTER
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Strength required to guide the UK back to prosperity
17 May 2010
Let’s hope the politicians can put together a structure that is strong enough to restore the nation’s fortunes
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Take another look at fixed rate deals
17 May 2010
DAVID FINLAY, INTERMEDIARY BUSINESS DIRECTOR , BARCLAYS
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The Mortgage Mole
17 May 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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The Scottish survey process should be extended across UK
17 May 2010
In response to the news that Home Information Packs are to be scrapped (Mortgage Strategy Online), the government should consider bringing in Home Reports in England and Wales like we have in Scotland.
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There was no point in voting Tory if the FSA is still here
17 May 2010
I have just read that newly appointed chancellor George Osborne has had to scrap plans to hand over banking supervision to the Bank of England (Mortgage Strategy Online).
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Time for action to fill the policy gap
17 May 2010
CHRISTOPHER TAYLOR, CHIEF EXECUTIVE OFFICER, LONDON & EUROPEAN
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TMA deal means advisers can be estate agents too
17 May 2010
The Mortgage Alliance has teamed up with property portal Home Searcher to launch a service that allows brokers to effectively have their own online estate agency firms.
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Tweet if you want to boost your business
17 May 2010
DEAN JONES, HEAD, PAALEADS.COM
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We will improve the image of the mortgage market
17 May 2010
LESLEY TITCOMB, DIRECTOR OF SMALL FIRMS, FINANCIAL SERVICES AUTHORITY
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Yorkshire and Clydesdale cut fees on new range
17 May 2010
Yorkshire Bank and Clydesdale Bank are offering 50% discounts on arrangement fees and contents insurance to coincide with the launch of a mortgage range.
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your shout
17 May 2010
The best of the comments from Mortgage Strategy online
