Mortgage Strategy
17 January 2011
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60 seconds with...Stephen Penlington
17 January 2011
STEPHEN PENLINGTON CHIEF EXECUTIVE CHORLEY BUILDING SOCIETY
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Affordability tests may result in risky B2L lending, says Paragon
17 January 2011
John Heron, managing director of Paragon Mortgages, says some lenders’ affordability tests risk a return to unsuitable and irrespon-sible lending practices in the buy-to-let market.
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AMI says firms should cooperate on PPI cases as they await court review
17 January 2011
The Association of Mortgage Inter-mediaries has urged firms to co-operate over payment protection insurance complaints.
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AR numbers dropped by 1,000 last year
17 January 2011
Network Review: A quarterly round-up of appointed representative networks
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ASU product will rate customers on a range of factors
17 January 2011
A contributor to Mortgage Strategy Online commented on Assurant Intermediary’s launch last week of the first accident, sickness and unemployment products underwritten at point-of-sale.
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Auctions continue to tempt investors
17 January 2011
GUY GARRARD HEAD OF BUSINESS DEVELOPMENT TIUTA
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Barratt’s scheme is innovative way to help first-timers onto property ladder
17 January 2011
STAR LETTER
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Brokers respond positively to FTB scheme from Barratt and Hitachi
17 January 2011
Brokers have welcomed a new scheme between Hitachi Capital (UK) and Barratt Developments, which offers an unsecured loan to the parents of first-time buyers.
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Brush up on skills to offer protection
17 January 2011
TERRY VENNER DIRECTOR TEZZA TRAINING
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Call for more QE after MPC holds base rate at 0.5%
17 January 2011
The Bank of England’s Monetary Policy Committee has held the base rate at 0.5% and its quantitative easing programme at £200bn.
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
17 January 2011
Fairbank Private Bank’s junior triathlon team in action
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Client relationships are everything now
17 January 2011
GEMMA HARLE MANAGING DIRECTOR TENETLIME
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Don't knock home loan to parents - it's a good solution
17 January 2011
It was great to see last week the deal being offered by Barratt Developments.
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End of retirement age could prompt lending policy review
17 January 2011
The Council of Mortgage Lenders says scrapping the default retire-ment age could make lenders recon-sider their lending polices to those in retirement.
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European Commission scraps 10-day cooling off period
19 Jan 2011
Annik Lambert, secretary general of the European Mortgage Federation, revealed today that the European Commission has scrapped its proposal to have a 10-day cooling period for all mortgage contracts.
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Fewer cases of mortgage crime in 2010
17 January 2011
There were only 13 cases of recorded mortgage fraud in the last six months of 2010, down from 21 in the previous six months, KPMG’s latest Fraud Barometer reveals.
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Fixed deals rise along with swap rates and inflation
17 January 2011
There was concern last week that recent increases in swap rates are starting to push up the price of fixed rate mortgages.
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Flagging brokerages get a helping hand from large firms
17 January 2011
A number of brokerages are taking smaller firms under their wing and offering a service similar to that of networks, says Gary Watts, director of Which? Network.
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Flurry of product launches boosts choice of B2L trackers and fixes
17 January 2011
The mortgage industry has welcomed the flurry of buy-to-let deals launched in the new year.
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FSA gives in to pressure to rethink 25-year term
17 January 2011
LYNDA BLACKWELL: WE WANT YOUR SOLUTIONS
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Help fretful clients find peace of mind
17 January 2011
ROGER EDWARDS PROPOSITION DIRECTOR BRIGHT GREY AND SCOTTISH PROVIDENT
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Help home owners examine finances for the coming year
17 January 2011
Although deals for non-standard borrowers are scarce, there is a vast remortgage potential for those on SVRs
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Ignore conspiracy on inflation and assist clients now
17 January 2011
Some believe there’s a government plot to let inflation rise to cut debt but brokers should not wait to find out
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Leader: FSA must walk the walk
17 January 2011
After the drubbing the regulator has received in the press from politicians over the last couple of weeks over its Mortgage Market Review proposals, the Financial Services Authority finally started to fight back at the end of last week.
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Lenders will have to rethink service as clients get savvy
17 January 2011
Lenders will need to be inventive in developing tailored solutions to keep hold of price conscious customers
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Lending may be eased by extension of Bank's Discount Window Facility
17 January 2011
ALAN CLEARY: DWF WILL BE INSURANCE
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Low fixed rates are a safe bet for clients
17 January 2011
AARON STRUTT COMMUNICATIONS MANAGER TRINITY FINANCIAL GROUP
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Market shift could favour first-timers
17 January 2011
The remortgage and buy-to-let markets seem to be the two bright spots on the horizon for the mortgage industry in 2011.
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Marketwatch
17 January 2011
David Cameron should have a word with the Bank to get more funding into the market, not berate lenders for being restrictive. Meanwhile, NatWest and RBS seem to have turned a new leaf after their FSA fine
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Media Spotlight: Brown At 10
17 January 2011
By Anthony Seldon and Guy Lodge
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Nationwide takes back £2bn book from HML
17 January 2011
Nationwide Building Society is transferring the servicing of almost £2bn of its mortgage book from HML in-house, following its acquisition of the Cheshire and Derbyshire building societies.
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New owner's plan may see Leadbay return to industry
17 January 2011
Leadbay managing director Grant Stevens has revealed that the new owner of the firm plans to relaunch it.
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OFT seeks views on acquisition by Mortgage Brain
17 January 2011
The Office of Fair Trading has asked for feedback on Mortgage Brain’s proposed acquisition of TrigoldCrystal.
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On top of their game
17 January 2011
When Ashdown Lyons went under, Simon White and Ray Clune wasted no time in setting up London’s Surveyors & Valuers to provide services to private banks
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Platform allays fears on fake email to property investors
17 January 2011
Initial concerns about a fake email sent to property investors using a Platform address have proven unfounded.
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Plenty of buyers, but not enough funding
17 January 2011
CONOR MURPHY MANAGING DIRECTOR CAPRICORN MORTGAGES
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Prepare landlords for pitfalls of B2L
17 January 2011
BOB YOUNG MANAGING DIRECTOR CAPITAL HOME LOANS
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Protection providers are taking too long to process policies
17 January 2011
As with any broker, advising on and arranging protection policies plays a major part in our day-to-day job.
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RBS and NatWest hit with £2.8m fine
17 January 2011
MARGARET COLE: CONSUMERS PUT AT RISK
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Reckless B2L lending may be in sight again
17 January 2011
JOHN HERON MANAGING DIRECTOR PARAGON MORTGAGES
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Regulator needs to get tough on banks to show who's boss
17 January 2011
I was interested to read the story last week that the Financial Ombudsman Service has warned its reserves could be exhausted within six weeks if businesses stop being co-operative over payment protection insurance complaints.
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Seek and you shall find remortgages
17 January 2011
DAVID FINLAY INTERMEIDIARY BUSINESS DIRECTOR BARCLAYS
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Standalone range of products from Partnership soon
17 January 2011
Partnership is to launch a range of equity release products in the first half of this year.
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Take long-term view when buying leads
17 January 2011
JUSTIN REES DIRECTOR OF MARKETING AND PARTNERSHIPS LEADPOINT
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Talk to colleagues to get fresh perspective
17 January 2011
RICHARD SEXTON DIRECTOR OF BUSINESS DEVELOPMENT E.SURV
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Taxpayers will pay price if FSA fines state-owned banks
17 January 2011
With regard to the fine meted out to the Royal Bank of Scotland and NatWest for poor complaint handling, I would like to comment on enforcement actions against banks in the context of complaints, and against state-owned banks in particular.
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The Mortgage Mole
17 January 2011
Digging the dirt in the mortgage world…
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VAT hike is just the beginning of epic fiscal drama
17 January 2011
PAUL HUNT MANAGING DIRECTOR PHOEBUS SOFTWARE
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Week in NUMBERS
17 January 2011
3.5% - The rate Capital Economics predicts the Consumer Price Index could increase to this week, up from 3.3% in December.
