Mortgage Strategy
15 November 2010
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Estate agents behave like they are doing brokers a big favour
15 November 2010
I was interested to read last week that 31% of estate agents are either dissatisfied or very dissatisfied with their agency’s mortgage brokers.And 54% of the 300 estate agency firms surveyed say the service they receive from inhouse or outsourced brokers was average.
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Firms must learn from complaints, not dismiss them
15 November 2010
FSA’s data focussed on top managers with the accusation that many of them do not take complaints seriously
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Lending growth will not solve market ills
15 November 2010
RICHARD SEXTON BUSINESS DEVELOPMENT DIRECTOR E.SURV
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Protection can mean more than a payout
15 November 2010
ROGER EDWARDS PROPOSITION DIRECTOR BRIGHT GREY AND SCOTTISH PROVIDENT
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60 seconds with...David Whittaker
15 November 2010
DAVID WHITTAKER, MANAGING DIRECTOR, MORTGAGES FOR BUSINESS
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Abbey plans products for non-professional landlords
15 November 2010
ALAN MATHEWSON: KEEN TO SUPPORT B2L SECTOR IN 2011
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AMI raises concerns about Which? mortgage service's business model
15 November 2010
ROBERT SINCLAIR: SERVICE MAY BE UNSUSTAINABLE
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Barclays lending hits £20.6bn so far in 2010, more than in whole of 2009
15 November 2010
Barclay’s gross mortgage lending in the first nine months of 2010 has exceeded its lending for the whole of 2009.
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Broker distribution impetus is growing
15 November 2010
BOB HUNT, CHIEF EXECUTIVE, PARADIGM MORTGAGE SERVICES
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Brokers can assist agents with clients' financial situation
15 November 2010
As an intermediary I find estate agents seem to think a broker’s job is to sell and that they don’t want to be involved with the fiscal issues.
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Brokers get poor marks in survey of estate agents
15 November 2010
Research by Obligo has shown that 31% of estate agents are dissatisfied or very dissatisfied with their mortgage broker.
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Brokers must make £20,000 profit just to cover the cost of regulation
15 November 2010
Regulation for mortgage brokers currently costs £20,000 per head, the Association of Mortgage Intermediaries has revealed.
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
15 November 2010
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Checks on lenders' anti-fraud systems are long overdue
15 November 2010
I was interested to read last week that the Financial Services Authority is to visit 20 mortgage lenders to check they have adequate anti-fraud systems.
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Chief risk officer at Lloyds group to leave in January
15 November 2010
Lloyds Banking Group has revealed that Carol Sergeant, its chief risk officer, has resigned.
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Competition is good but quality counts
15 November 2010
DAVID FINLAY, INTERMEDIARY BUSINESS DIRECTOR, BARCLAYS
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Exam for sellers may favour brokers
15 November 2010
SHEILA NICOLL: STANDARDS WILL BE RAISED
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Fewer properties were repossessed in Q3, says CML
15 November 2010
Repossessions fell by 5% in Q3 and there were 2,100 fewer properties in arrears than in Q2, according to the Council of Mortgage Lenders’ latest arrears and repossession figures.
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Guernsey firm to provide funds for equity release deal
15 November 2010
The home reversion market is to get a boost with the launch of a product with a £150m funding line.
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Home owners hanging on to homes by skin of their teeth
15 November 2010
The number of people struggling to pay their mortgage has surged by 78% over the past year, says housing charity Shelter.
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Insolvencies will soar as cuts bite, says debt charity
15 November 2010
The Debt Advice Foundation has warned that the number of people facing insolvency could rocket by 20% following the outcome of the government’s spending review.
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It seems to be bank policy to keep FTBs from housing ladder
15 November 2010
Over the last couple of weeks I’ve seen headlines about house prices needing to fall by 20% to get the market moving and that first-time buyers can’t get on the ladder.
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LAST WEEK’S WINNER
15 November 2010
“Lewis and Jenson were disappointed with their new pit crew.”JEREMY SIEGLARJCS FINANCE
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Leader: FSA gets it right for once
15 November 2010
The Financial Services Authority’s speech at the Mortgage Business Expo last week has been greeted by the industry as that rare thing - a spot of good news from the regulator.
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Lloyds must explain why brokers are being dropped
15 November 2010
STAR LETTER
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Marketwatch
15 November 2010
Good luck to Which? for launching a broker service, but I fear it will have a tough job ahead of it. And it’s a shame estate agents are unhappy with brokers as a good relationship between the two can work wonders
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Media Spotlight: Does Britain Need A Financial Regulator?
15 November 2010
By Terry Arthur and Philip Booth
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Moody's reports on a stable September for prime RMBS
15 November 2010
UK prime residential mortgagebacked securities remained stable in September, says Moody’s.
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Mortgage tax break is in the crosshairs
15 November 2010
Paul Muolo
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Niche products are making a comeback
15 November 2010
GEORGE PATELLIS, CHIEF EXECUTIVE OFFICER, TIUTA
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Offers of funding are starting to roll in, says Tiuta
15 November 2010
Guy Garrard, head of business development at Tiuta, has revealed it has received a number of offers for funding.
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Over half of agents saw October fall
15 November 2010
Over half of estate agents reported house price falls in October, the latest Royal Institution of Chartered Surveyors housing market survey shows.
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Partners can make it easy to diversify
15 November 2010
JASON BERRY SALES AND DIRECTOR SAFE&SECURE
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Pilot scheme to check borrowers' income prevented £111m in fraud
15 November 2010
A pilot scheme allowing lenders to check applicants’ income against HM Revenue and Customs records has prevented £111m of mortgage fraud, says the regulator.
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Post Office bank will not be viable
15 November 2010
The government has ruled out creating a Post Office bank because it would be time consuming and expensive.
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Remortgaging is starting to look more attractive
15 November 2010
It’s a good time for brokers and their clients to consider the remortgage option as lenders have come up with great deals
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Shared ownership is not on buyers' radar, says Halifax
15 November 2010
Almost three-quarters - 72% - of would-be house buyers would not consider a shared equity or shared ownership scheme, research from Halifax shows.
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Sound advice is like money in the bank
15 November 2010
MARK CLINTON DIRECTOR MD FINANCIAL SOLUTIONS
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Tailored cover vital in tough times ahead
15 November 2010
JAMES WATSON, SALES AND MARKETING DIRECTOR, PAYMENTSHIELD
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The Mortgage Mole
15 November 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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The only way is up
15 Nov 2010
The secured loan sector has had its fair share of problems but the promise of new entrants and funding means it could be ready for take-offonce again
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There are plenty of solutions for FTBs
15 November 2010
Despite all the gloomy talk about young people being unable to get onto the property ladder, there are many ways in which brokers can give them a helping hand to achieve their home ownership dream
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Third party firms not sticking to arrears rules
15 November 2010
Some third party outsourcing firms have been accused of failing to adhere to guidelines on arrears that the Financial Services Authority put in place in June.
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We must adapt to change and realise how lucky we are
15 November 2010
October has been an inspirational month. I have encountered so many individuals who have inspired me to see life as it is and make me appreciate how lucky I am and what opportunities are out there.
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Which? service will not survive if it doesn't charge fees
15 November 2010
I like to think that most independent mortgage advisers offer impartial and trusted mortgage advice so one can only assume that Which? readers visit other sources for advice.
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Your Shout
15 November 2010
The best of the comments from Mortgage Strategy Online
