Mortgage Strategy
14 March 2011
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£4.2Bn gross lending by Northern Rock in 2010 is lower than pledged
14 March 2011
Northern Rock plc undertook gross mortgage lending of £4.2bn in 2010, falling short of its pledge to achieve £14bn lending in 2009/10, which was made before the bank was broken up.
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60 seconds with...Jeremy Law
14 March 2011
Head of Buy-to-Let, Yorkshire Building Society
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83% Of MPs surveyed claim FTBs need more support to buy homes
14 March 2011
The majority of MPs believe more must be done to help first-time buyers, research from Genworth Financial shows.
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A good move from Abbey to include broker fees in deals
14 March 2011
Letters to the editor
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A lot of nonsense is written about expensive houses
14 March 2011
Plenty of streets and properties are vying for the ’most expensive in Britain’ label but many do not deserve it
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Adapt to consumers' changing priorities
14 March 2011
IAIN MALLON, DIRECTOR OF PROTECTION MARKETING, AXA
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Advice-only market is unnecessary step
14 March 2011
MICHAEL COOGAN, DIRECTOR GENERAL, COUNCIL OF MORTGAGE LENDERS
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Aldermore's great service and staff get a big thank you
14 March 2011
Letters to the editor
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Base rate stays the same, making it two years at 0.5%
14 March 2011
Interest rates have now been at 0.5% for two years after the Monetary Policy Committee voted to keep them on hold last week.
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Building up bridging
14 March 2011
United Trust Bank, traditionally focussed on development finance, is now setting its sights on the booming bridging sector
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Buy-to-let stopped the flow of FTB lifeblood in market
14 March 2011
Letters to the editor
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
14 March 2011
Safe&Secure’s Jason Berry hands the keys to a brand new VW to winner Scott Kennedy of Lifetime Planning
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Caution required despite flood of products on offer
14 March 2011
There is more choice for clients but this can’t hide the fact that the focus for lenders has moved to affordability
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Cheer up the nation with beer and cake
14 March 2011
PAUL BROADHEAD, HEAD OF MORTGAGE POLICY, BUILDING SOCIETIES ASSOCIATION
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Contingency plans needed for rate rise
14 March 2011
DAVID FINLAY, INTERMEDIARY BUSINESS DIRECTOR, BARCLAYS
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Data putting blame for fraud on brokers just doesn't add up
14 March 2011
Letters to the editor
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Decent start for B2L on road to recovery
14 March 2011
GUY GARRARD, HEAD OF BUSINESS DEVELOPMENT, TIUTA
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Don't ignore single clients' cover needs
14 March 2011
ROGER EDWARDS, PROPOSITION DIRECTOR, BRIGHT GREY AND SCOTTISH PROVIDENT
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Fake payslips still available online
14 March 2011
Websites offering fake payslips are still thriving, despite a reported fall in the number of borrowers using fake documentation to commit mortgage fraud, Mortgage Strategy has found.
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FSA to be advised by former CEO of Stroud & Swindon
14 March 2011
The Financial Services Authority has appointed John Sutherland, former chief executive officer of Stroud & Swindon Building Society, as an adviser on the mutual sector.
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Get back to basics to keep your data safe
14 March 2011
MARK BLACKWELL, MANAGING DIRECTOR, XIT2
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Goldman Sachs economist joins MPC
14 March 2011
Ben Broadbent has been appointed to succeed Andrew Sentance as an external member on the Monetary Policy Committee from June 1.
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Greedy lenders are guilty of promoting mortgage loopholes
14 March 2011
Letters to the editor
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House price indices are too inconsistent
14 March 2011
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
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How leaders of the pack started the year
14 March 2011
Nigel Stockton, financial services director at Countrywide, casts a critical eye over the industry
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Information-only advisers do not deserve to get a fee
14 March 2011
Letters to the editor
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Innovation and competition are good news
14 March 2011
Banking results season is upon us and I reckon we have had a changing of the intermediary guard.
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It's good for results to be open to scrutiny
14 March 2011
RICHARD SEXTON, BUSINESS DEVELOPMENT DIRECTOR, E.SURV
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LAST WEEK'S WINNER
14 March 2011
“You can have your gold medal back when you show me how to grow hair like that.”
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Leader: Keep your eyes on fraud
14 March 2011
Our page 4 story this week on bogus payslips is a clear sign that despite the considerable restrictions many lenders have in place, brokers still need to be vigilant against fraud.
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Marketwatch
14 March 2011
I am not convinced by claims last week that trackers are at their lowest level since 1988, or that most mortgages are variable deals. Well done to TMW for improving service and Tiuta for reducing bridging rates
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Marry compliance and profit with IT
14 March 2011
PAUL NYE, BUSINESS DEVELOPMENT DIRECTOR, STONEBRIDGE GROUP
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Media Spotlight: Branding your business
14 March 2011
By James Hammond
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Personalisation of cover is ruled out
14 March 2011
GEOFF HALL, MANAGING DIRECTOR, BERKELEY ALEXANDER
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Precise goes onto Sesame panel
14 March 2011
Precise Mortgages has joined Sesame’s lending panel, giving the network’s appointed representatives access to its mortgage deals.
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Regulator could take a leaf out of equity release book
14 March 2011
STAR LETTER
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Regulator disputes claim that 90% of borrowers are on variable rates
14 March 2011
The Financial Services Authority has rejected Legal & General Invest-ment Management’s claim that 90% of UK mortgages are on a variable rate.
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Residential sector valuations rose again in February
14 March 2011
The number of residential mortgage valuations in February rose by nearly a quarter - 23%- compared with a year ago, Connells Survey and Valuation has revealed.
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Second firm in FSA firing line for reckless lending
14 March 2011
The Financial Services Authority is investigating a second firm for irresponsible lending practices in the mortgage market, Mortgage Strategy can reveal.
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Self-cert was used as a way to turn a blind eye to affordability
14 March 2011
Letters to the editor
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Show commitment to staff in lean times
14 March 2011
BOB YOUNG, MANAGING DIRECTOR, CAPITAL HOME LOANS
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Snow and cuts cause January fall
14 March 2011
A combination of poor weather and economic uncertainty is to blame for the 26% monthly fall in house purchase lending in January, the Council of Mortgage Lenders claims.
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The Mortgage Mole
14 March 2011
Donec eris sospes, multos numerabis amicos. Tempora si fuerint nubila, solus eris.
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Tracker rates drop to lowest level in 22 years
14 March 2011
Two-year tracker rates are at their lowest level since 1988 which brokers believe could tempt more borrowers to opt for tracker mortgages.
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We must do more to ease FTB stalemate
14 March 2011
Unless there are more innovative products to help first-time buyers purchase property - not just those relying on the bank of mum and dad - it could be years before the housing market gets back on its feet
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We would be missed if we weren't around
14 March 2011
The intermediary market is resilient and will survive the regulatory changes that the MMR and Europe will bring because consumers want the valuable, impartial and professional advice it offers
