Mortgage Strategy
12 October 2009
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Out of the darkness
12 October 2009
The £4bn RBMS deal by Lloyds Banking Group is a green shoot of hope in a blasted landscape, but it seems the full reopening of the securitisation market is not yet in sight
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20 TrigoldCrystal jobs under threat in Leeds
12 October 2009
TrigoldCrystal has placed 20 staff into consultation following a decision to shut its Leeds office.
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60 Seconds With... Ian Lonergan
12 October 2009
Ian LonerganChief ExecutiveExact
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A doomed idea from a party of losers
12 October 2009
Kevin Paterson Sales and marketing director Assurant intermediary
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Banishing self-cert would be pointless
12 October 2009
Matthew Wyles group development director Nationwide
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Brokers should get ongoing access to their clients' cases
12 October 2009
I have a question for lenders - why does my authority to discuss a client’s case end when their mortgage completes?
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Can you have a pop to win this posh Montblanc rollerball pen?
12 October 2009
Leeds Building Society chief executive Ian Ward (centre) with the Leeds Rhinos rugby league team.
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Chelsea could be a beacon of hope
12 October 2009
Peter Mounty Director Communication Plus UK
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Cheval hikes top loan size to £1.5m
12 October 2009
Cheval has raised its maximum loan size from £500,000 to £1.5m.
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Clients' attitude to risk is key to advice
12 October 2009
David FinlayIntermediary Business DirectorBarclays
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Competition returns to the lending market
12 October 2009
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Cyprus tops investment league again while Bulgaria loses out
12 October 2009
Cyprus has come top in a 2009 overseas property index that awards countries ratings agency-style investment standards.
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Defensive
12 October 2009
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Distribution partnership launched
12 October 2009
Commercial First last week unveiled a distribution partnership for commercial finance brokers look-ing to build up the sales and marketing sides of their businesses.
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Don't be distracted by market chatter
12 October 2009
Bob Hunt chief executive Paradigm Mortgage Services
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Downvaluations can't be blamed on us surveyors
12 October 2009
Simon WhiteDirectorLondon’s Cartered Surveyors
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Finance firms begin to see the light
12 October 2009
Financial services firms appear to be lifting themselves out of the downturn, with business volumes across the sector growing for the first time in two years.
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Grill lenders at Positive Solutions roadshows
12 October 2009
Positive Solutions is hosting a series of conferences where brokers can question lenders and providers on policies and service standards. The first roadshow is today in Warrington. The series goes on to cover Cheshire, the West Midlands, London, Northern Ireland, Scotland, North Yorkshire, West Sussex, Southampton and Bristol. Lenders attending include Abbey, Alliance & Leicester and Halifax.
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Halifax gave poor advice to equity release customer
12 October 2009
I recently got a referral from an IFA involving a client who wanted to look into equity release.
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Heart and sole
12 October 2009
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Heros and Villains - 12.10.09
12 October 2009
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House price increase is just a blip before further declines, says Fitch
12 October 2009
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How to be happy and wealthy after the credit crunch
12 October 2009
Bob YoungManaging DirectorCapital Home Loans
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I was horrified by Northern Rock's lack of judgement
12 October 2009
I read Mortgage Strategy regularly and until two years ago worked in the industry. I moved house recently and would like to share with readers my horrific experience of porting my mortgage with Northern Rock.
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Ingard Group brokers can offer clients Uinsure protection deals
12 October 2009
Broker members of Ingard Group can now offer protection products from Uinsure following a tie-up between the firms.
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Kensington signs up to government scheme
12 October 2009
Kensin-gton Mortgages has joined the government’s Homeowner Mortgage Support Scheme that allows struggling borrowers to defer payments for up to two years. Bank of Ireland and GMAC-RFC are also thought to be finalising arrangements to join the scheme.
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Last week’s winner
12 October 2009
Paul Tolliday
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Lender innovation will boost recovery
12 October 2009
Guy GarrardHead of business developmentTiuta
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Lenders do not pressurise surveyors on valuations
12 October 2009
Sue Read’s article entitled ‘Downvaluations are a headache for clients and us’ (Mortgage Strategy October 5) revisits an area of interest to many.
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Level proc fees thought to be on FSA's agenda
12 October 2009
Rumours are rife that level proc fees and the end of fast-track and self-cert could be on the cards in the regulator’s upcoming Mortgage Market Review.
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Look back for the future of societies
12 October 2009
Nicholas tant head of moneymarkets desk Tradition
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Love don't live here any more
12 October 2009
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Marketwatch 12.10.09
12 October 2009
It was heartening to see rates heading down in the busiest week for a long time. Two-year deals are getting better although five-year ones still seem pricey
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Media Spotlight: Good Value by Stephen Green
12 October 2009
It’s rare for the seemingly conflicting worlds of finance and religion to overlap. After all, when business was booming there was no need to appeal to a higher power as the drive for money was all the industry needed to get by.
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Members of our club are paid their proc fees directly
12 October 2009
I read with interest the recent letter from Charles Haresnape headlined ‘Networks should have to account for members’ monies’ (Mortgage Strategy September 21) regarding accounting for members’ proc fees.
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MPPI firms agree to refund £60m to clients following FSA concerns
12 October 2009
The Financial Services Authority and mortgage payment protection insurance providers last week agreed an industrywide package of measures for consumers including refunds of around £60m.
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N&P finance director heads list of 36 job losses at Peterborough HQ
12 October 2009
Norwich and Peterborough Building Society’s finance director Richard Wells is to leave the mutual as part of a raft of job cuts at its head office in Peterborough.
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New liquidity regime may cost clients dear
12 October 2009
Higher mortgage rates and lower savings rates will be the result of the regulator’s new liquidity rules, the Building Societies Association has warned.
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Northern Rock pulls plug on lifetime deals
12 October 2009
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Pains and gains of new liquidity rules
12 October 2009
Alan Cleary managing director Exact
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Playing away
12 October 2009
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Prepare to face your destiny
14 Oct 2009
In a week’s time the mortgage market should learn its fate after months of guesswork. As the regulator prepares to unveil its Mortgage Market Review the industry is waiting with bated breath and rumours abound as to what might be announced.
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PTFS mulls response to Birkett legal action
12 October 2009
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Rop dj
12 October 2009
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Running cowboys out of town is vital for brokers' image
12 October 2009
Brokers have long complained that the public fails to see them as professionals. This has been fuelled by slurs of fraud, incompetence and mis-selling, highlighted by the ease with which direct lenders have dominated the market and not helped by the awkward subject of remuneration models.
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Tesco renames finance arm for banking push
12 October 2009
Tesco Personal Finance has renamed itself Tesco Bank. The name change is in preparation for its longer term objective of creating a full-service retail bank for Tesco customers offering a range of banking and insurance services through branches, in stores and online.
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The recent house price rise is good news on balance
12 October 2009
Sally Laker Managing DirectorMortgage Intelligence Holdings
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The terror is over, now let's get a grip
12 October 2009
Michael White chief executive Email Mortgages
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Tracker deals gain ground as MPC holds base rate for another month
12 October 2009
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Uncertainty over base rate makes for tricky choices
12 October 2009
Gavin Lawson Head of market risk3DCM
