Mortgage Strategy
12 July 2010
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Don't let your firm be used by rogues
12 July 2010
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
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60 Seconds with...Tim Hague
12 July 2010
Managing partner, Sagis
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Adapting IP for an era of uncertainty
12 July 2010
JAMES WATSON, SALES AND MARKETING DIRECTOR, PAYMENTSHIELD
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Aldermore reaches out to the DA broker market
12 July 2010
Aldermore has extended its reach into the directly authorised market by making its products available to all DA firms.
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ARs must plan for January VAT hike
12 July 2010
GEMMA HARLE, MANAGING DIRECTOR, TENETLIME
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Balance is needed with data security
12 July 2010
MARK BLACKWELL, MANAGING DIRECTOR, XIT2
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Base rate will remain on ice for months, says Boulger
12 July 2010
RAY BOULGER: PRUDENT POLICY IS EASING FEARS
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Bradford & Bingley shareholders want answers on funding
12 July 2010
The news last week that the Treasury will not have to pay compensation to former shareholders of now defunct buy-to-let lender Bradford & Bingley has caused some interesting comment.
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Broker products top the 6,000 mark
12 July 2010
The number of mortgage schemes available to brokers has broken through the 6,000 mark for the first time since November 2008.
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Brokers will keep the faith but their days are numbered
12 July 2010
Brokers are fast going the way of other endangered species.They appeared out of nowhere about 25 years ago and are now disappearing because the environment they live in has become toxic and their food source is disappearing.A few will adapt but the rest will go on, hoping that things get back to the cosy world they used to inhabit, until they starve.NAME AND ADDRESS SUPPLIED
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
12 July 2010
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Cash flow still king during the recovery
12 July 2010
BRIAN FERGUSON, DIRECTOR, INVOCAS FINANCIAL
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Feedback helps us work in harmony
12 July 2010
DAVID FINLAY, INTERMEDIARY BUSINESS DIRECTOR, BARCLAYS
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First Complete makes top 10 entrance
12 July 2010
PAUL DAY, DIRECTOR, WHICH NETWORK
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Fresh start
12 July 2010
A month after LSL Property Services bought out Home of Choice and rebranded it as First Complete the network has a new duo at the helm - John Round (left) and Mark Graves. We spoke to the latter about the future of the company
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FSA dishes out fines of £179,000 in a week as its war on fraud goes on
12 July 2010
The Financial Services Authority handed out fines totalling more than £179,000 last week, as it continues its fight against mortgage fraud.
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FSA is not to blame for the actions of a few dodgy brokers
12 July 2010
I was interested to see your recent story about six brokers being banned by the FSA, with one being fined £130,000.
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FSA may cap LTVs for borrowers with a history of credit problems
12 July 2010
The Financial Services Authority is to release its long-awaited paper on responsible lending on Tuesday, with predictions the regulator could limit LTVs for the credit-impaired.
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FSA takes brokers back to the future
12 July 2010
BOB HUNT, CHIEF EXECUTIVE ,PARADIGM MORTGAGE SERVICES
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Halifax online system welcomed but brokers fume over direct fees
12 July 2010
Halifax officially launches its online broker system today.
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Halifax used to be good for brokers, but not any more
12 July 2010
I was interested to read recently that Halifax has slashed the fees on its direct-only deals.
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Help protect borrowers from being repossessed
12 July 2010
STAR LETTER
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Helping customers sleep easy at night
12 July 2010
ROGER EDWARDS, PROPOSITION DIRECTOR, BRIGHT GREY AND SCOTTISH PROVIDENT
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Inaction means housing gap is bound to widen
12 July 2010
The government is leaving the housing market to fix itself rather than encouraging buy-to-let investment
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LAST WEEK'S WINNER
12 July 2010
“Has nobody noticed that the Big Friendly Giant has crashed the party?”DAVE MINALL PINK HOME LOANS
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Leader: Market's date with destiny
12 July 2010
This week we should find out what the Financial Services Authority’s thinking is on affordability, income verification and interest-only deals. The regulator is due to spill the beans in its latest Mortgage Market Review paper, the ominously titled Responsible Lending, which is out on Tuesday.
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Lend a Hand scheme extended to movers
12 July 2010
Lloyds TSB is extending its Lend a Hand scheme, which grants mortgages with 5% deposits, to home movers.
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Lenders can turn new arrears rules to their advantage
12 July 2010
The regulator’s latest changes to the way lenders should treat customers in arrears - particularly the requirement for lenders to consider all options before starting action to repossess a property - are to be welcomed.
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Mark Bullard is named head of sales at NatWest
12 July 2010
Mark Bullard has been appointed to the new position of head of sales at NatWest Intermediary Solutions, the intermediary mortgage arm of the Royal Bank of Scotland Group.
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Market activity is what's needed, not rising house prices
12 July 2010
I was pleased to read recently that I am still making readers chuckle with my contributions (Mortgage Strategy, Letters July 5).
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Marketwatch
12 July 2010
Swaps didn’t move a great deal last week, while three-month LIBOR is unchanged at 0.73%.
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Media Spotlight: Ferraris For All
12 July 2010
By Daniel Ben-Ami
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Mortgage lending fell 37% in 2009
12 July 2010
Net mortgage lending was 37% lower last year than in 2008 and the number of approved loans fell below one million, according to the British Bankers’ Association.
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Neither seen nor heard - the havens that exclude kids
12 July 2010
There are some relaxing places where the influence of youth is limited by prohibitive leases, thank goodness
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Network boss fined £10,500 by FSA
12 July 2010
The Financial Services Authority has fined David Head, director of Essex-based mortgage and insurance broker network FT Compliance Services, £10,500.
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New world isn't as scary as you think
12 July 2010
ROGER MORRIS, SALES AND MARKETING DIRECTOR, AFFIRMATIVE FINANCE
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Now Platform restricts access to interest-only
12 July 2010
Platform is the latest lender to crack down on interest-only lending.
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One in seven mortgage holders do not know what product they're on
12 July 2010
Damning research from the Consu-mer Financial Education Body last week revealed that one in seven borrowers don’t know what kind of mortgage they have.
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People are left cold by financial jargon and complex deals
12 July 2010
I was interested to read that one in seven borrowers are unaware of what mortgage deal they have.
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Property prices fell in June as sales rose sharply
12 July 2010
House prices fell last month, with Halifax’s house price index showing a 0.6% drop and the LSL/Acadametrics index showing prices decreasing by 0.5%.
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Q2 sees AR sector shrink as 72 fly the network nest
12 July 2010
More than 70 appointed representatives abandoned their networks in Q2 2010, with Personal Touch Financial Services losing 44.
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RPS gets authorisation for sale-and-rent-back
12 July 2010
Residential Property Solutions has received full authorisation for sale-and-rent-back.
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Save clients from 1980s retro-misery
12 July 2010
ED STUART-BROWN, HEAD OF PROTECTION, FRIENDS PROVIDENT
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Sir Alan Budd to quit OBR role this month
12 July 2010
Sir Alan Budd, chairman of the newly-created Office for Budget Responsibility, will leave his post before the end of the month.
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Stabilise income by selling GI products
12 July 2010
PAUL SHEARMAN, MORTGAGE, GI AND PROPOSITION DIRECTOR, OPENWORK
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System shaped by brokers for brokers
12 July 2010
PETER CURRAN, DIRECTOR OF INTERMEDIARY MORTGAGES, LLOYDS BANKING GROUP
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The Mortgage Mole
12 July 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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The tide is turning for remortgaging
12 July 2010
HARPAL SINGH, MANAGING DIRECTOR, CONVEYANCING ALLIANCE
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Tim Hague launches a consultants' collective
12 July 2010
Tim Hague, former managing director of BM Solutions, has launched Sagis, a consulting collective comprising industry experts such as Francis Mogg, Martin Reynolds, Jeff Knight and Ian Giles.
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Treasury is not liable for Bradford & Bingley claim
12 July 2010
PricewaterhouseCoopers partner Peter Clokey says the Treasury does not have to pay compensation to former Bradford & Bingley shareholders.
