Mortgage Strategy
12 December 2011
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60 seconds with... Stephen Johnson
12 December 2011
New business director, Shawbrook Bank
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Abbey to re-enter B2L within weeks
12 December 2011
Abbey for Intermediaries has confirmed it will enter the buy-to-let market in the next few weeks.
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BBA slams Bank over liquidity buffer rules
12 December 2011
The British Bankers’ Association has hit out at the Bank of England for not allowing securitisations to form part of banks’ liquidity coverage ratio.
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Caption Competition
12 December 2011
Mortgage Strategy hackettes Natalie Thomas and Tessa Norman strut their stuff at Pineapple dance studios
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Caption Competition: Last Week's Winner
12 December 2011
“Now, how do I make it go backwards.”
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Deals were missing transparency
12 December 2011
Securitisation deals before the credit crunch suffered from a lack of transparency, according to Steven Hynes, head of structured funding, group treasury at the Royal Bank of Scotland.
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Dear Santa, all I want for Christmas is...
12 December 2011
Nigel Stockton, financial services director at Countrywide, casts a wishful eye over the industry
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Don't resort to unregulated firms to place difficult cases, AMI warns
12 December 2011
Mark Posniak Most firms are honest
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Expo exhibitors wasted chance to boost relations
12 December 2011
Exhibitors at the Mortgage Business Expo did not take full advantage of the event by engaging with visitors, industry consultants say.
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Focus on raising capital , banks told
12 December 2011
The Bank of England’s Financial Policy Committee is urging UK banks to raise capital to ward off the eurozone crisis.
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Forbearance lowers repossession chances
12 December 2011
Paul Smee Director general Council of Mortgage Lenders
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FSA U-turn sees lenders escape the need to justify rejected applications
12 December 2011
The Financial Services Authority says brokers will not be required to ask lenders why they have refused mortgage cases, as a result of its Mortgage Fraud Thematic Review.The FSA published the review in June in a bid to crack down on fraudulent behaviour.
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Help is at hand as B2L sector expands
12 December 2011
Lee Gladwell Business Development Director Platform
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In limbo
12 December 2011
It’s been one step forward, two steps back in 2011. A year in which regulation played a prominent role saw the industry buffeted between signs of an upturn and the lingering effects of recession
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Interest rate cut triggers battle of wills
12 December 2011
Anthony Garvey
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Jonathan Cornell moves to FSA as retail analyst
12 December 2011
Jonathan Cornell Excited by new challenge
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Keep records to duck compensation culture
12 December 2011
Sophie Hall Distribution director Intelliflo
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Lenders fear changes to SMI will hit payments
12 December 2011
Paul Broadhead Lenders may not get cash
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Low demand stifling green homes growth
12 December 2011
Richard Sexton Business development director E.Surv
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Make GI policies the collectable of choice
12 Dec 2011
According to media reports the Russian police recently arrested a man known as the cemetery collector.
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Marketwatch
12 December 2011
A lot of brokers have been disappointed by Metro Bank not offering proc fees but this should not prove a hurdle to those who charge clients for their advice. And it’s good to see the Treasury closing a tax loophole
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MIG properties may see immediate fall in value
12 December 2011
Properties sold under the government’s mortgage indemnity guarantee scheme could depreciate in value the day after purchase, the Royal Institution of Chartered Surveyors is warning.
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Monthly repayments for FTBs drop to an eight-year low
12 December 2011
The low interest rate environment has made monthly mortgage payments for first-time buyers the most affordable for nearly eight years, according to the Council of Mortgage Lenders.
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MS Leader: Beware a bridge too far
12 December 2011
Over the last couple of weeks a number of stories in the press have put a negative spin on bridging.
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Newcastle prepares for troubled times
12 December 2011
Newcastle Building Society is developing a securitisation strategy as a back-up funding plan should anything go wrong in the retail savings market, the lender revealed last week.
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No point doing research in world of random lending
12 December 2011
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Paragon hopes to woo foreign investors again
12 December 2011
The Paragon Group of Companies, parent of Paragon Mortgages, is looking to attract overseas investors for securitisation deals.
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Prime RMBS outlook is worsening
12 December 2011
The outlook for prime residential mortgage-backed securities in the UK is deteriorating, according to a report from Moody’s.
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Property club revival is bad news all round
12 December 2011
Bob Young Managing director CHL Mortgages
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Property clubs in new guises are on the prowl again
12 December 2011
Resurgent property clubs are targeting networks to drum up business from brokers, Bob Young, managing director at CHL mortgages, has warned.
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Rising insurance costs jeopardise re-broking culture
12 December 2011
Intermediaries are being warned that a significant rise in protection premiums in 2012 could put an end to the re-broking culture of recent years.
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Santander urges regulatory review
12 December 2011
Regulation of the securitisation market is unfair, says Tom Ranger, head of structured funding at Santander UK.
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Second recession will affect repossessions
12 December 2011
Kevin Paterson Sales and marketing director Assurant Intermediary
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Skipton opts to hold on to HML
20 Jan 2012
Skipton Building Society has taken its mortgage servicer subsidiary HML off the market.
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Sourcing systems' bill for exclusives shifts to lenders
12 December 2011
Lenders have agreed to bear the costs of displaying their semi-exclusive products on sourcing systems, so networks will no longer be forced to stump up for the bill.
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Tap old customers to get new business
12 December 2011
Jon King Managing Director More2Life
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The Great British Property Scandal
12 December 2011
With the UK undergoing the worst housing crisis since World War II, in terms of new housing starts at least, it is not surprising that people have started to take matters into their own hands to try and fix the housing crisis themselves.
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The Mortgage Mole
12 December 2011
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The trouble with collective investments
12 December 2011
Land bamking has attracted the regulator’s attention as it can come under the banner of collective investment schemes, the sale of which requires authorisation. So it’s worth knowing where the dangers lie
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Towergate keen to keep shopping for businesses
12 December 2011
Towergate Financial says it is on the acquisition trail for mortgage firms, following its purchase of John Charcol last year.
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Week in numbers
12 December 2011
0.25% - The cut in interest rates by the European Central Bank last week, reducing its main policy rate to 1%.
