Mortgage Strategy
11 July 2011
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60 Seconds with...Ian Atkinson
11 July 2011
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Aldermore and Precise go north of the border
11 July 2011
CHARLES HARESNAPE, LEGAL SYSTEMS DELAYED MOVE
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At last the housing minister is seen for what he really is
11 July 2011
Housing minister Grant Shapps is one of those politicians who has never had a strategic thought.
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
11 Jul 2011
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Collection agency travesties to shame a banana republic
11 July 2011
The Office of Fair Trading last week revoked the licence of debt management company Parkgate UK after it sent a threatening letter to a debt collection agency.
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Concordia closes after two members jump ship
11 July 2011
ANDY PRATT, BETTER FIT FOR ALEXANDER HALL
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Cool response to mates mortgages from lenders
11 July 2011
Lenders are unlikely to respond to housing minister Grant Shapps’ call to offer ’mates mortgages’ due to a lack of demand for the products, say industry commentators.
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Don't blame the regulator when an IFA is clearly wrong
11 July 2011
In the wake of the FSA’s ban of two insurance brokers last week there was a wide range of comments having a go at the regulator.
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Don't let leads dry up in summer sunshine
11 July 2011
JUSTIN REES, DIRECTOR OF MARKETING AND PARTNERSHIPS, LEADPOINT UK
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Draw on experience to manage business
11 July 2011
SOPHIE HALL, DISTRIBUTION DIRECTOR, INTELLIFLO
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Empy fiscal cupboard leaves us hungry
11 July 2011
Gary Styles strategy, risk and economics director Hometrack
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Exploit the perceived benefits of brokers
11 July 2011
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
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First Complete to keep just two staff from TMA
11 July 2011
LSL Property Services will retain just two members of staff from The Mortgage Alliance following its acquisition of the mortgage club from Santander UK.
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FirstBuy will give FTB sector a boost
11 July 2011
DAVID FINLAY, INTERMEDIARY MANAGING DIRECTOR, BARCLAYS
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Follow Scottish lead to boost English sales
11 July 2011
ROBERT WINFIELD, OPERATIONS DIRECTOR, CHARTWELL HEALTHCARE
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FSA issues warning on override commissions
11 July 2011
The Financial Services Authority has warned short-term lenders not to offer override commission on regulated business after concerns overtheir practices towards unregulated loans.
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FSA should start at the top when it is probing corruption
11 July 2011
The Financial Services Authority last week revealed that it has banned two insurance brokers, Andrew Porter and Alexander Brincat, from working in the financial services industry. But when, if ever, are larger institutions going to be exposed to the same intense investigations as the smaller easy-target IFAs? While dishonesty and corruption cannot be supported at any level, is it not from the top down rather than the bottom up?IAN WINDSOR-SMITH
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FSA strikes off two unwise brokers
11 July 2011
The Financial Services Authority has banned two insurance brokers, Andrew Porter and Alexander Brincat, from working in the financial services industry.It has also withdrawn the permissions of Brincat’s insurance firm Wise Owl Services Limited.
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Gaming of lenders' systems is dangerous
11 July 2011
BOB YOUNG, MANAGING DIRECTOR, CHL MORTGAGES
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Helping advisers to better protect clients
11 July 2011
STEVE PAYNE, MANAGING DIRECTOR, PROTECTION, FRIENDS LIFE
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History shows that borrowers can cope with 5% deposits
11 July 2011
With regard to the second first-time buyers summit last week, if this government was serious about getting the country back on track it could start by reducing the capital banks have to hold to support 95% lending.
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Ignoring pensions and insurance lets me live like a king
11 July 2011
In the July 7 issue of Mortgage Strategy there was an article titled ’Danny Baker teaches a lesson in insurance’ about the news that Radio 5 DJ Danny Baker borrowed £30,000 from his friend Chris Evans to pay the bills. This week we received this comment:
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Industry welcomes clarity supplied by capped care costs in Dilnot report
11 July 2011
The Dilnot report on long-term care funding will provide consumers with the clarity they need to plan their retirement funding, say equity release providers.
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June sees 20% lift in transactions
11 July 2011
Property transactions increased by 20% in June compared to the previous month, according to the latest LSL Property Services/Acadametrics House Price Index.
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Keep in touch to reap remortgage rewards
11 July 2011
PAUL NYE, BUSINESS DEVELOPMENT DIRECTOR, STONEBRIDGE GROUP
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LAST WEEK’S WINNER
11 July 2011
CLAIRE WILLISPolice said he followed Ms Knight on foot for over 10 miles. He is now known as Steve ’the stalker’ Walker.
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Leader: We need better ideas, Shapps
11 July 2011
There was a distinctly unfriendly reaction last week to housing minister Grant Shapps’ latest plan, the so-called mates mortgage.
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Lenders fighting for volume is great for us
11 July 2011
Nigel Stockton, financial services director at Countrywide, casts a critical eye over the industry
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Letter threatening physical violence cost company its licence says OFT
11 July 2011
The Office of Fair Trading has revoked the licence of debt management company, Parkgate UK Limited, after it sent a threatening letter to a debt collection agency.
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Marketwatch
11 July 2011
There’s lots of good news this week, with Saffron and Cambridge adding to the increasing number of 95% LTV deals and the boom in rental demand producing better and better buy-to-let products from lenders
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Media Spotlight: Dispatches: Landlords From Hell
11 July 2011
Presented by Jon Snow
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Mix up over Halifax's online rates
11 July 2011
A system error resulted in Halifax Intermediaries incorrectly advertising a 95% LTV deal last week.
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Northern Rock sale tempts Paragon
11 July 2011
Paragon is considering bidding to buy Northern Rock or some of its loan portfolios, according to reports in national newspapers.
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Notable constant in bridging is the LTV
11 July 2011
MARK ABRAHAMS, CHIEF EXECUTIVE OFFICER, WEST ONE LOANS
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Peter Pan Britain is paying for waiting
11 July 2011
JOHN HERON, MANAGING DIRECTOR, PARAGON MORTGAGES
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Rates set to stay static all year
11 July 2011
Interest rates look increasingly likely to stay where they are until next year, after the Bank voted to keep them on hold at 0.5% last week.
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Saffron lets rent history count
11 July 2011
Saffron Building Society has launched a 95% LTV mortgage for first-time buyers who have been renting for a year or more.
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Scotland should note insurers' lack of interest in MIGs
11 July 2011
Recent news that the Scottish Government has launched a mortgage indemnity scheme to help more first-time buyers get on the property ladder was intriguing.
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Scotland the brave
11 July 2011
If you thought the market was struggling in the UK take a look at Scotland, where it’s toughest of all. But the provincial government is making some bold moves to improve things, and they look good
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Shapps' step too far puts us at mercy of EU regulation
11 July 2011
I was interested to read Samuel Dale’s blog on Mortgage Strategy Online last week about the second summit by housing minister Grant Shapps (pictured) on first-time buyers (Grant Shapps talks a good game but does precious little).
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Soaring rents pose problems for B2L
11 July 2011
PAUL JARDINE,DIRECTOR AND RECEIVER, TEMPLETON LPA
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Stop pontificating Shapps and have a look at Judge Judy
11 July 2011
Regarding Grant Shapps’ idea for mates mortgages, has this man never seen Judge Judy? Has he no concept of human nature? Has he any concept of how the mortgage product works? Does he not understand the ramifications of joint and several liability?These questions are rhetorical, as, of course, the answer is no. How else will he have reached a position of influence and power, if not pontificating from a position of complete ignorance?RON RADWAY
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The banks must do more to get the market moving
11 July 2011
According to reports last week house sales increased by 4.7% in May compared to the previous month to reach the highest level seen since May last year, the latest Agency Express Property Activity Index shows.
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The mortgage mole
11 July 2011
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We aren't listening to man on the street
11 July 2011
JEFF KNIGHT, MANAGING DIRECTOR, TONIC MARKETING SOLUTIONS
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Week in NUMBERS
11 July 2011
21% - The proportion of personal loans taken out solely to pay for home improvements, reveals research by Sainsbury’s Finance.
