Mortgage Strategy
1 February 2010
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CML not bluffing over FSA review
1 February 2010
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60 seconds with...Frank Eve
1 February 2010
FRANK EVE, MANAGING DIRECTOR FRANK EVE CONSULTING
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A commitment not to be taken lightly
1 February 2010
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A tough market, but great time to be in it
1 February 2010
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Allied Surveyors buy-out is agreed
1 February 2010
Allied Surveyors Diligence has agreed a buy-out by management of the business of Allied Surveyors in England and Wales.
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Article about high LTV deals gives the wrong impression
1 February 2010
I was interested to read on Mortgage Strategy Online on January 26 an article stating that the number of 85% LTV deals is on the increase.
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Brokers look forward to a better year
1 February 2010
Two-thirds of brokers predict that business will be better in 2010 than 2009, according to Platform Home Loans’ first Intermediary Outlook Survey.
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Brokers offered range of cover
1 February 2010
FirstAssist Insurance Services has teamed with Home & Protect to provide a range of accident, sickness and unemployment products to the firm’s 8,000 brokers.
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Brokers should try to understand how banks attract funds
1 February 2010
I was surprised to read some of the comments on Mortgage Strategy Online last week with regard to Nationwide increasing the SVR on specialist brands.
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Building on the foundations of political legacy
1 February 2010
Farewell Earls Court, hello congestion. Is this what John Prescott meant by inner city redevelopment?
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Buy a system that has the right stuff
1 February 2010
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Can you have a pop to win this posh Montblanc rollerball pen?
1 February 2010
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CMC has highest SVR in the market at 12.5%
1 February 2010
Cheshire Mortgage Corporation has been highlighted as the lender with the highest SVR in the mortgage market at 12.5% - more than double the industry average of 4.79%.
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Confidence in housing market bounces back
1 February 2010
Consumer confidence in the housing market has performed a U-turn since this time last year, with many now believing house prices will rise over the next year, shows research by Rightmove.
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Countrywide renews Nationwide surveying link
1 February 2010
Countrywide Surveyors has been reappointed by Nationwide Building Society as its lead panel manager as part of a contract that came into effect on January 1.
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EC says yes to B&B, Dunfermline plans
1 February 2010
Measures by the government to wind down Bradford & Bingley and rescue Dunfermline Building Society under state aid rules have been given European Commission approval.
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Estate agent to take on up to 90 more advisers
1 February 2010
Charles Haresnape, group mortgage services director at Connells, is looking to boost the estate agent’s mortgage division and recruit up to 90 mortgage advisers.
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Every consumer a potential customer
1 February 2010
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Fraud probes mean that solicitors' halo is losing its shine
1 February 2010
I remember when solicitors used to be seen as pillars of society so I was interested to read on Mortgage Strategy Online recently that 106 investigations into solicitors were carried out last year as part of a crackdown on mortgage fraud.Hmm, and solicitors often claim they are the only professionals in the financial services retail world consumers can trust.JOHN FEATH
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FSA registration plan gets a mixed reception
1 February 2010
MICHAEL COOGAN, SLEDGEHAMMER TO CRACK A NUT
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FSA should support the brokers hit by network's collapse
1 February 2010
The article entitled ’FSA reveals it shut Mortgage Times because of £1m capital shortfall’ on Mortgage Strategy Online on January 25 got me thinking.
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Haggerty quits Crown role after less than a year
1 February 2010
Steve Haggerty leaves his role as chief executive of Crown Mortgage Management today after completing less than a year in the role.
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High-pressure SARB sales tactics face ban
1 February 2010
The Financial Services Authority is to ban cold-calling and high-pressure sales echniques in the sale-and-rent-back market under guidelines to be introduced on June 30.
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Insurance could be as good as savings
1 February 2010
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Investor confidence starts to grow
1 February 2010
Purchase activity in the buy-to-let market increased slightly in Q4 2009, as investors start to regain confidence in the market.
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It's mortgage lending, Jim, but not as we know it
1 February 2010
A consistent, informed and fair service from lenders is an all-too-distant future for customers and advisers
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LAST WEEK'S WINNER
1 February 2010
LAST WEEK’S WINNER, JOSEPH LOUGHBOROUGH, LONDON & COUNTRY “Sadly, the mortgage spin-off of Miami Vice never took off.”
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Let's take fight back to comparison sites
1 February 2010
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Little we can do to help Nationwide's stranded customers
1 February 2010
After reading about Nationwide increasing the SVR on its specialist range I was left wondering where its customers are supposed to go.
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Lloyds £2.5bn RMBS driven by US demand
1 February 2010
ROBERT PLEHN, STEP FORWARD FOR MARKET
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Make sale-and-rent-back available to all
1 February 2010
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Market held back by lack of competitive deals for first-timers
1 February 2010
First-time buyers are the lifeblood of the mortgage market but many potential buyers are struggling to find a 5% deposit, never mind 15%.So the news last week that the number of 85% LTV deals has increased by 22% since December will bring little comfort to most aspiring first-time buyers.Until we have realistic and competitive rates for first-timers we will not see an upturn in the mortgage market.WAYNE EVANS
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Market is ripe for new providers despite 2009 slide in business
1 February 2010
DEAN MIRFIN, YEAR WILL SEE NEW ENTRANTS
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Marketwatch
1 February 2010
Skipton’s SVR hike paves the way for other building societies to follow suit and the good news for brokers is that many worried customers may be seeking better deals
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Media Spotlight: What Works By Hamish McRae
1 February 2010
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Men on a mission
1 February 2010
David Tweedy (right) and Lee Gladwell say they want Platform Home Loans to be the lender at the forefront of brokers’ minds for all the right reasons
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Michael Bolton to head Clayton Euro Risk sales
1 February 2010
Michael Bolton, ex-chief executive officer of Edeus and former head of specialist lending at HBOS, has joined Clayton Euro Risk as director of sales and marketing - Europe.
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MMC is as safe as houses, probably
1 February 2010
Last week, we held our regular conference for our surveying team. The primary aim is to further develop surveyor expertise and understanding.
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MMR: now the real changes will be felt
1 February 2010
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Mortgage Times capital shortfall totalled almost £1m, FSA reveals
1 February 2010
A capital shortfall of almost £1m has been revealed as the reason behind the Financial Service Authority’s decision to strip Mortgage Times of its permissions just before Christmas.
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Mutuals well placed for the longer ride
1 February 2010
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Nationwide raises its specialist rates just because it can
1 February 2010
Following Skipton raising its SVR, Nationwide has clearly come to the conclusion it can boost its top line by shafting the minority. It is raising its rates because it can - not because it has to.
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Northern Rock's 'bad bank' offers incentive
1 February 2010
Northern Rock Asset Management, dubbed the nationalised lender’s ’bad bank’ operation, is offering to refund early repayment charges to customers looking for further borrowing with another lender.
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Openwork says exodus was not due to dispute
1 February 2010
MARTIN DAVIS, NO POLITICS WERE INVOLVED
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Pink lost £2m in BDS takeover deal
1 February 2010
Pink Home Loans’ accounts reveal the network suffered a loss of £2m as a result of its purchase of BDS Mortgage Group in 2008.
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Probe identifies rogue solicitors
1 February 2010
The Solicitors Regulation Authority has stepped up its crackdown on rogue law firms in an attempt to curb spiralling levels of mortgage fraud.
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Proportion of pay spent on mortgages falls
1 February 2010
Home owners saw a 20% fall in the proportion of their pay spent on monthly mortgage repayments in 2009, according to recent research on the subject of mortgage affordability from Woolwich.
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Radical overhaul of banking sector needed, says King
1 February 2010
MERVYN KING, THREE-PRONGED PROPOSAL
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Rays of hope for the market
1 February 2010
The news that Lloyds Banking Group has undertaken a second securitisation worth £2.5bn has cheered the market.
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SARB schemes are helping home owners
1 February 2010
Including SARB transactions in repossession statistics as the Conservatives suggest would be misleading
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Signs suggest the UK economy is fast catching up
1 February 2010
The UK is making important steps already this year and could emerge as one of the strongest major economies
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Spare a thought for town that bears the burden of job cuts
1 February 2010
Having read on Mortgage Strategy Online that Skipton has placed 90 of its staff at risk of redundancy I think readers should spare a thouht for the residents of the town of Skipton.It is a small place that relies heavily on the mutual and HML for employment. It’s about time companies thought about the bigger picture.NAME AND ADDRESS SUPPLIED
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Stop lenders hiking their SVRs while base rate is falling
1 February 2010
I was intrigued to read recently on Mortgage Strategy Online about Nationwide Building Society increasing its SVR on specialist products from The Mortgage Works and UCB Home Loans.
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SVR increase shows why they are called variable rate deals
1 February 2010
Some comments posted on Mortgage Strategy Online on Nationwide’s SVR suggest not many readers understand the building society model.The base rate is at an all-time low and societies are having to lend at a rate of 2.5% but pay up to 5% for their funding. The clue is in the name of these deals - variable rate mortgages.NAME AND ADDRESS SUPPLIED
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The Fannie and Freddie Conundru
1 February 2010
What’s going on across the Pond
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the mortgage mole
1 February 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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THIS MONTH’S DECISION: HOLD
1 February 2010
Concerns about inflation and the grim unemployment situation lead Mortgage Strategy’s GE Money Home Lending Shadow Monetary Policy Committee to vote unanimously for a hold again
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Trade bodies urge the regulator to rethink some MMR proposals
1 February 2010
ROBERT SINCLAIR, EQUITY PROPOSAL LIMITS OPTIONS
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We don’t know enough about how banks work
1 February 2010
I was interested to read the comments made by John Murray, consulting editor of Lending Strategy, on Mortgage Strategy Online recently regarding Bank of England governor Mervyn King’s call for radical banking reform.
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Yorkshire members offered 6.49% deal
1 February 2010
Yorkshire Building Society has launched a member-exclusive 90% LTV mortgage. The five-year 6.49% fixed rate is only available direct.
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Your brand is key to sales success
1 February 2010
