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Santander set to introduce LTI cap on residential loans

23 July 2014 1:01 pm | By Devraj Ray

Santander is the latest lender to introduce a cap on loan-to-income ratios, following Lloyds, RBS and Nationwide.

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Sally Laker

Outsourcing plays to each other’s strengths

23 July 2014 | By Sally Laker, managing director, Mortgage Intelligence

Lenders have been surprised at the time it takes to arrange a mortgage for a customer from start to finish


Lifetime loan can turn castle into a nestegg

23 July 2014 | By Georgina Smith, managing director, Stonehaven

Homeowners are unaware of their home’s true value and what can be achieved by releasing a percentage

Chris Fairfax

BridgingWatch: A case out of the ordinary

23 July 2014 | By Chris Fairfax, managing director, Positive Lending

The school summer holidays are unlikely to offer any let-up in loan demand as I am left stumped by a bridging finance client’s request 


Buy-to-let faces more intervention

23 July 2014 | By Bob Young, Managing Director, CHL Mortgages

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Cover Story: Europe tightens hold on lenders

23 July 2014 | By Edmund Tirbutt

Commentators say that while the European mortgage credit directive offers vital protection for consumers, it is rigidly bureaucratic and will force UK lenders to undertake an expensive systems review for negligible benefit 

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Caption Competition - 23 July 2014

23 July 2014

Aldermore managing director of residential mortgages Charles Haresnape takes a well-deserved rest during the Three Peaks challenge.


Caption winner - 23 July 2014

23 July 2014

”At the Precise Poker evening, the winner needed some assistance in taking home his chips.” - Danny O’Sullivan, Stirling Partners Finance


Media Spotlight: The Trouble With Europe - Roger Bootle

23 July 2014 | By Devraj Ray

Leading City economist Roger Bootle’s book examines the European Union and how it has impacted on our lives - not always positively.

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