Kensington Mortgages gives its take on the household monthly living expenditure form - it says it was shocked that brokers were shocked about its new itemised list brought in ahead of the MMR.
Mortgage Strategy deputy editor Paul Thomas argues it is about time all lenders set up appeals processes for brokers removed from panel and suggests a range of other measures to ensure they treat brokers fairly.
Santander’s decision to move its longer-term products into its quality-based proc fee structure will mean brokers receive less commission.
Some new year cheer for mortgage advisers as Coventry BS increases its proc fees. Could be a positive sign of the increasingly important role independent distribution will play once the Mortgage Market Review is introduced in April.
All evidence points to the Bank rate staying low for a good few years. Add QE tapering, Chinese banks’ fragility and the horrors of the euro, and gilt yields are not looking great
Some brokers think their jobs are done if they refer a client for a secured loan, but they should be keeping track of the outcome
Already this year we have seen a number of commentators and politicians express concern about the potential for a housing bubble fuelled by Help to Buy 2
The word ‘potential’ is often associated with phrases such as ‘could do better’ or ‘must try harder’.
60 seconds with...
”It is a different generation that is reaching retirement now and one with more knowledge of financial services”
This week Media Spotlight casts an eye over Dave Trott’s book, Predatory Thinking, in which he explains what creatives and communicators have to do if they want to ‘out-think the competition’.